Webinars for Newly Admitted Graduate Students 2024 - Housing

Hi everyone and welcome to today's webinar on housing. We're just having a small technical difficulty with our presenters camera, so we'll get back to you in a very few minutes.

Hello.

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Yeah.

OK, just doing a quick sound check, are people able to hear me?

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All right, so apparently the problem may be with me as opposed to with our presenter. Uh, so I am going to talk as though everyone can hear me. Umm, let me give a aha. OK, so let me give a quick rundown, even though I, I can't hear all of you. Hi, my name is Rory McEwen and I work at the School of Graduate Studies. I'm joined today for these webinars by Wei Xu from the Student Housing Office.

Who will be presenting for about 40 minutes about housing options in Toronto before turning over to question and answer? A little bit of housekeeping. We're using a form of moderated chat whereby students can type in questions, but those will only be added to the chat and transcript if they're approved by me or by way. We've asked you to hold off on questions until the presentation part is over, and then we will be moderating those questions and answers.

For the remainder of the session, just so you just just to remind everyone, each webinar is on a limited subject. So today we're simply taking questions and answers about housing and we have webinars on most subjects that are of interest to incoming students. There are two exceptions to this. We don't discuss course enrollment because that's handled by each individual program office and we won't be offering any advice to international students who have questions about immigration that has to be handled by a licensed immigration advisor.

Through the Center for International Experience, if you're looking for that information, on the same page where you signed up for these webinars, there is a link to the Center for International Experience to help you find the information that you need. Umm, since I can't hear, I am going to hand it over to you A and I will follow along on the transcript.

Perfect. Thank you everybody here and see me, OK.

Alright.

OK, thank you for the soundtrack. Umm, thank you so much for inviting me over here. Umm, as Rory has already introduced, my name is and I'm here on behalf of, uh, UFT Housing Services. Umm. So for today's session, we're going to talk about housing options available to you as a graduate level students. Oh, there's no sound.

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Rebecca confirms that the students can hear you.

You could like double check. I'm so sorry, but thank you so much for for your help and sorry about the little technical difficulties. All right, welcome again to housing session for SGS Global students. It's really my pleasure to be here to talk about all the housing options available to you and also to offer some search tip if you're looking to rent off campus, there are some independent students. I'm sorry, Rory, I don't think I can console my slides.

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Perfect. So so at Housing Services, we mainly help students with navigating on campus residents and for this part of the presentation, my wonderful colleague has contributed in supplying some really useful information about applying to on campus residents and the majority of if anything becomes available.

Considering that case that always don't remember.

And the majority of what I do is mainly supporting with your off campus research. We do housing education workshop about how, when and where to find housing. And also we offer workshops to understand tenant related laws throughout the semester.

So for today, I know it's, I have heard it's a very long anticipated session. So I hope we don't disappoint, but just what we are hoping to achieve for the next 30 minutes or so.

Is to talk about all the housing options available to internal and specifically available available to you on campus as a graduate level student. In terms of on campus option there is Red House and graduate House is the only residence that's dedicated to SGS students. All rooms in graduate house. They are sweet style so that means.

A few people will share a suite.

The difference is which kind of bedrooms that you will get. There are double single and premium single room types and fees for the year of 2024 and 25 are posted on the Grant House website.

All suites OH.

And they'll usually try.

Yes, and sorry about the background noise. We do share an office space.

And all suites have 4 kitchens, so that means you have the option to cook your own meals. But if you don't wish to cook yourself, you can also purchase milk plants which is available through UFT Housing Services. Applications for Grab House that are open.

And you can apply now through Starbucks. They have a rent wait wait list system which means they send out offer based on who applies first. If you have any more questions regarding Greth House, I recommend reaching out to the Great House admission team directly For more information.

The other on campus on campus residence is university family housing. This is an option if you are a student who enrolled full time each fall and winter semester and you're also living full time with a spouse and or a common law partner and or have custody of one or two children.

University Family housing have apartment building on Charles St.

And these apartment buildings have different room styles such as studio, one bedroom and two bedrooms. You can apply to university family housing as early as possible. They also have a weightless system, but they're weightless is not first conference survey send out offer based on which room is available as individual residents on this operate independently. So if you have any questions related to the admissions process.

Umm, as well as eligibility for university family housing. It is the best to directly reach out to them. OK, yeah, I'll still send you a list of independent residences.

For other residence options for SGS level students, you can also apply to Saint George residents wait list. Applying to be placed on the wait list does not guarantee a residence space, but it still to be good to be placed on the on the wait list if there is a spot coming up. So here you're seeing several on campus residences that are open for graduate students.

The first is Knox College and the 2nd is Loretto, which is part of Saint Michael's College. This residence is for female identifying students. And then we have campus one you can access. You can research different fees, room types and plans on our website, can search, compare UT residences and all of these are already updated. Good morning.

In terms of sorry, let me just readjust my camera for a little bit. I will be right back in a second.

Alright, I'm back just adjusting my audio and camera. So for off campus housing options, there are also some residence buildings off campus that operate independently, which is they're not part of youth. They are owned and operated by private companies. But all of these options you're seeing right now, they streamline, they aim to provide a residence like experience.

That means they streamline their application process and all of their residents in those buildings. They are students enrolled in a post secondary institution. I would recommend taking a screenshot of this slide and after our webinar, go on to their website to learn about their fees, schedule, different room types and also their unique features.

Other options to find a place to live is renting off campus, so renting in the private rental market. Our office provides many resources and information for you to conduct your own, UH, search off campus. So what you're seeing right now is a typical timeline of finding a place off campus.

Typically we see students start right from Step 3, which is search apartments. But we usually recommend start with determine your needs, determine what types of housing that you want to look for, in which neighborhood you want to live in, having a numerical budget and determine whether you will need and want to have roommates. And then we move on to identifying some resources for you to find roommates.

If you are.

If you ha you currently do not have any existing network within the university community, I would recommend go on to the University of Roommate Finder, which is a platform where all of our some of our students post their roommates profile. You're also welcome to create your own profile to find our friends and roommates to rent together.

Typically the next step will be a search for apartments on different platforms and we will go over.

Some different platforms information in that later part of this webinar and then is to set up your in person or a virtual live viewings to determine whether you want to actually live in a apartment that you see online.

Next is to submit rental applications. This might not sound familiar to you if you haven't rented before.

But rental applications are basically a list of documents that you can compile and to send to the prospective landlord to show that you're a good tenant to have and you are financially capable to pay for rent, and then is to sign a lease agreement before you can officially moving into your new place.

So you may wonder what types of housing are available in the rental market. Here we have in general categorized into three different apartment, different styles. So the first one is renting an apartment. Apartment buildings, they are usually managed by a property management company and the whole building will be a dedicated event whole building.

Apartment buildings are usually older and constructed before 2018. If you're renting an apartment, you will likely pay your rent to the property management company.

If you would like to rent A condo unit in a private rental market. Condo units are usually owned by individual home owners or landlords who are looking to rent out their space. Construction times may vary. Condos tend to be newer and constructed after 2018.

And the next housing type is renting an entire house with several housemates, which is a pretty common housing arrangement that we see our students are living. So you may rent a private bedroom that you may share some common amenities such as a kitchen or a bathroom and a living room with other housemates.

Where can you conduct your off campus housing research?

We would recommend first start with the UFT Housing Finder, which is a platform where we direct landlords or property management companies to post their available rental units. You can log in using your user ID, credentials and feel free to use the filter function to filter out different accommodation types, budgets, and neighborhoods and to add to your search.

Other listing platforms that are pretty common.

Are included on this slide. Each listing platform may be slightly different in terms of what they offer. For example, condos.ca mainly feature condo units available for rent, whereasviewit.ca they mainly feature apartment buildings or apartment units.

You may wonder when should I begin my search? We recommend starting your search 44 to 60 days before the date you want to move in.

This is because most tenants in Ontario they own their landlord 60 days written notice before they wanted to move out, so only by the end of the landlord will know their unit will be available. If you're looking into September 1st move in, which is usually when school starts, then I would recommend starting your search late June and early July. That's when you will see lots of listings available for September 1st.

As we all know, we're not just graduating students, we're also starting, some of us may starting our new life in Toronto. So having a numerical budget estimate would be really great before you actually jump in to start your search. So here you're seeing is a very general estimate of what you can budget for rent. This is obviously depend based on which type of room and which type of housing that you want to rent. For example, if you're only renting.

A private room in a shared house. This tend to be a more affordable option and we're seeing the average of rent to be around 1200 per month. But if you really want to rent only just a space for yourself, for example renting A1 bedroom apartment and the average could be around 22000. And especially in downtown core, so where UT is is at the average rent tends to be a little higher.

Compared to other parts of the city.

There is also some other costs that may associate with renting that includes utility bills such as your hydro, Internet and also your living expenses such as groceries, transit.

I would recommend.

Taking a screenshot of this slide and write down your notepad of how much money that you wanted to budget for for renting and use this numerical number and to narrow down your search when you're actually looking.

Right, I cannot see all of you here, but.

My guess is many of you may not be the first time renting in Ontario, but I still want to highlight some of the tenants rights outlined by the Residential Tendencies Act. So most tenants in Ontario, they are protected under the Residential Tenancies Act, which is the law that sets out the rules and regulations for landlords and tenants, including common issues such as rent increases, evictions and repairs.

It is good to note that the RTA does not apply when tenants share a kitchen or bathroom with the landlord or the landlord's immediate family. It also does not apply to on campus residents. So when you're looking for housing, it is good to know who your roommates will be and whether you will be sharing those amenities as this will impact your right as a tenant.

Some of the key needs to need to know knows about renting in Ontario is that leases are typically 12 months minimum and your tendency does not end once the lease term is over. So what does that mean? If you sign a one year lease agreement and the one year lease has ended, you do not have to sign another one year contract with the landlord. Your lease will simply roll over to a month to month basis.

And at that point, if you wish to leave a unit, you just need to give the landlord six days written notice.

And in Ontario, there is a rent cap on unit on units built before November 15, 2018. And the rent cap is the maximum amount of rent that a landlord can raise in one year. And the rent cap for the year of 2024 is 2.4%. So if you're looking to stay in a place long term, maybe more than one year, I would suggest looking into apartment buildings or condo units or houses or build before November 15th, 2018.

As you know, the unit rent price wouldn't be increased drastically year after year.

Another key take away is a landlord can only legally require a last month of rent as the rent deposit and a refundable key deposit at the time of signing a lease agreement. There's no other fees that you're legally obligated to pay. There's no cleaning fees, no security deposit, so whenever.

A landlord is asking for money. Make sure you ask what kind of money is it? Have you already signed a lease agreement?

We talk about tenant insurance briefly in the budget slide, but I just wanted to, uh, explain what is tenant insurance and why we would recommend you look into it. So tenant insurance is also called rental insurance. It protects your personal property and also your personal liability if, for example, there's accidental damage to in the rental unit or somebody get injured in your home.

In some cases, if the rental unit got damaged and it's not livable for a while and the tenant needs to move out temporarily in another accommodation, tenant insurance cover living expenses for the tenant to relocate temporarily.

It's not mandatory in Ontario to get tenant insurance, but we highly recommend looking into it. All major banks and on insurance companies in Canada. They offer a tenant insurance. You can go on to each banks website to shop around to see which insurance that you might you might like the most. You can request a quote by calling the bank or some. Sometimes banks have online tools for you to have a quote estimate for your tenant insurance.

Throughout the summer we offer you Rent Series workshop, which is a workshop that we go over each step each step of renting in much in detail. We will also have some time to answer your questions while you're in your housing search process.

You can sign up for our workshops or book one-on-one individual rental help appointment through folio.utoronto.ca.

In the month of July, we also have an in person housing affair where we would invite landlords, property companies, or independent student residences who have available rental units to rent to students. And you're invited to drop by and to speak to those representatives and to schedule viewings and to find housing for the next semester. It will happen on Saturday, July 13th from 1:00 to 3:00 PM and the Bay Hen Center lobby.

If after this webinar you still have some questions about the details of renting, I would also recommend visiting our e-learning modules. You could access this tool in your own time and go over the module asynchronously.

This will This module includes every step of renting. Many students have said that they found it very useful to help them understand the rental process.

In addition, we also have many resources for you to take home. Some of the resources I want to highlight include the apartment viewing checklist and the roommate compatibility checklist. So for example, if you are hoping to find a roommate to run together and you want assess whether the roommates you're renting are compatible to you in terms of lifestyle or whether they could be respectful to each other's different habits, I will recommend downloading the roommate compatibility checklist.

Have a sit down conversation with their prospective roommates.

If you would like to get in touch with us, umm, I have listed our website and for residents related questions about UH residents eligibility, how to contact individual residents, you can direct your questions to residents at utoronto.ca. If you have questions related to renting off campus in the private rental market, you can e-mail housing.services.youtubemodel.ca.

That's the end of the formal part of their presentation.

I will open up for questions.

I can start approving questions from the feed if you like. So if if you've been patiently waiting to say, share your questions, please start typing frantically. But we will start off with Reza Hadari. Source Johnny's question. Reza is a fully funded PhD student. Well done. Congratulations. Planning to come to Canada in August and based on the address, he's looking at 30 Charles St. West.

He's looking at student family housing with a one bedroom apartment with monthly rent of 16 thirty, 1633 dollars. I think it's important to emphasize that student family housing is usually offering rentals at below market pricing. So usually for a one bedroom apartment in that part of town, you'd be looking at paying quite a bit more. So if you've been given that offer by student Family Housing, I personally would recommend taking it.

We also have a question from Raisa Demello, Wanderlei Victoza, who's asking whether there's any discount for student housing. And I want to provide some context. Raisa was typing this question.

When Yue was talking about the off campus housing Finder that this the housing office maintains. Wait, do you want to take that question?

Play.

Yeah, of course. Thank you. So in terms of off campus housing Finder, this tool mainly serves as a listing website. So landlords will post in their available rental units on this website and the price may vary depending on the housing type what where is the, where is the rental unit. So I would, I would recommend go on to the website and search for interested units that search for units that you're interested in and then contact individual landlord to schedule viewing.

Perfect, I have a question from Kyle as she was asking us to share the link for the roommate Finder which I have got and I will draw into the chat.

Yes, thank you. The roommate Finder can be accessed in the same website as the Housing Finder.

So I'm going to reject, reject a question, but ask the student in question to resend it with a few more details. So Mafi was asking some information about timelines for student family housing, but it's not clear whether Madhuri has just applied or Mari has been asked to submit further documentation. So Mari, if you could clarify that, we'll, we'll try to take that question in a couple of minutes. Jamie has an excellent question, but I'm going to make it a bit more general.

And that is for UA. If you could talk to us a little bit about the advantages and disadvantages of renting a furnished apartment versus unfurnished or if you're going with unfurnished, where is the easiest and best to find furniture as a student?

That's a very good question.

So if you're renting, you're if you're not currently in Toronto, I would recommend looking for unit first of all that comes furnished. This will usually save a lot of work in finding furniture. Other places where you can look for furniture including IKEA and also a lot of folks find second hand furniture through Facebook marketplace or Kijiji.

There's also some furniture banks in the GTA that sell furnitures at a discounted price.

Fantastic, thank you. I'd also say that student Facebook groups are also really useful. Every year I see that the graduate English association, you know, as students move out of Toronto, as they finish their masters, they unload a lot of furniture on incoming students. Uh, so reach out to the student government in your home department and you can probably get some, some good options there as well. Nan has a very good question. Nan will be arriving as part of a common law couple and they're on a very tight budget, so they're looking for a private room in a shared apartment or a studio.

In your experience rate do couples is it is it more complex as couples are applying for for housing or what should what should they be taking into account?

Play.

That's a very good question. So as we shared in the types of housing, we didn't go into details of what kind of apartment layout that will be. For example, there will be a studio apartment versus one bedroom apartment. And usually a studio apartment is there's no divide between the bedroom space and the living room space. And this tends to be a little bit more affordable than renting A1 bedroom apartment. Umm, it's also an option, umm, as a couple to rent a private bedroom in a shared house.

Where you might be able to share some common amenities like kitchens and bathroom with other housemates in the house.

I would just add on to that that anytime you're looking at a roommate situation, the more people you have in the apartment, the more complicated it becomes to manage competing, competing needs. So if you and your partner are meeting with one possible roommate or two possible roommates, make sure you read through that roommate compatibility checklist so that you can have a good, open, upfront discussion with your perspective housemates before you move in together. We have a very, very factual question. Ashley wants to know.

How long is the grad house waiting list and what are the chances of getting in for September? I'm not sure if we have an answer to that, but I'll at least approve the question.

Is this question related to family housing?

Graduate House.

Graduate House. I would kindly direct this question to the Graduate House admissions team. I can share their contact information in the chat in a bit because each residence they offer independently and they do have their unique application process for Graduate House, so it's OK.

I I actually had the link preset so I've just dropped that into the chat. No need to go hunting.

OK. Thank you.

OK, on to other questions. Mari has gotten back to us. Thank you, Mari. She has applied to Student Family Housing, got the offer well done. Got has accepted the offer and sent the documents about 10 days or seven business days ago. Do you know how long that process usually takes or should she reach out directly to Student Family Housing?

University and family housing would be the best contact for this question.

Perfect. And at that stage we've actually run out of questions, but I'm sure there are more. So if you are typing away, we'll give you another couple of minutes to get those in while I find the contact page for student family housing, so I can put that in the chat as well.

And if my computer weren't so slow, I would have it right here.

There you go. Edmund has a follow up question.

So I, I, I think the way it might be good to go back to the question about what happens when your initial 12 month lease expires, because some students do want you, you mentioned going month to month, which is a very popular option, but also some students might prefer the security of signing another lease. So Mari's asking in particular, is it usual at student family housing to sign a 12 month lease and then renew on a lease basis?

How does that work?

That's a very good question. So for residents, they are actually not covered under the Residential Tendencies Act. So the leases want automatically roll over if the fixed term 12 month has ended. So I would recommend reaching out to the residents that you are applying to and asking them about their policies and process around the lease length or the staying length for residents.

OK.

Ya.

Jasmine has a question as an international student planning to rent off campus, how soon should she plan to travel to Toronto to secure an apartment before classes start? Like let's take it as a treated as a slightly broader question for what are options for international students, especially those who are very far away, to make sure that they're getting getting a place to live, but also getting a real place to live and not signing a lease with a scammer.

An apartment that doesn't exist.

Yeah, very good question. UMM as mentioned, the typical timeline for finding housing will be starting. Your search will be 44 to 60 days before the date you want to move in. UMM But we have also seen some international students, they would like to find temporary housing, maybe staying in Airbnb for a month and during that time they could go on in person viewings and to find more permanent housing while they are in Toronto.

I will add that if it's an option and there are different ways to make this feasible.

September 1st is the date that everyone seems to want to move, so it can often be very difficult to find an apartment because you're competing with so many other people. If you can manage an August 1st move in date, or even an October 1st move in date and arrange for temporary accommodation before that, it can sometimes be a bit easier. The drawback to that is temporary accommodations usually more expensive, and if you don't then find something for October 1st, you can be stuck with more expensive accommodation. Umm.

I've got a question.

So Saddam is asking me that if they have been able to reach House, a particular housing office, by e-mail, what's the best way to reach them? Could you reframe the question, Saddam, and let us know who you've tried to contact, what address you've used, and then we can make sure you're heading in the right direction?

So Allison wants to confirm, is it absolutely required in student family housing to be in some kind of relationship with a common law or married?

Or living with dependence.

Yeah, very good question. And just to add on to the timeline for finding housing if you're not currently in Toronto, if you can, like Rory has said, September is usually the busy time and because a lot of students are looking into housing for September starts. So if you can.

Find a housing August 15, a little bit earlier that would also be an option for family housing eligibility. I have put up this slide.

So it's students who are enrolled full time in each fall and winter term and living full time with common law partner or a spouse and or have custody of one or two children.

There's actually one other instance in which a person might live in student family housing, but it's not really an option that most people can go for. If a student living in student family housing has asked for a roommate to help accommodate a disability, they can be. They can be allowed a roommate. So I had a friend who was legally blind who had a roommate living with him in student family housing for a bit of assistance.

We're starting to get a lot of questions that are very specific to how does grad House work? How do the timelines work for student family housing? Wait, am I right? Am I right in assuming that we really shouldn't be trying to answer those? We should just ask you to contact the residents directly? OK.

OK. So Jasmine has a question whether there are off campus apartment complexes that are partnered with U of T that will allow you to use your student aid to pay for a 12 month lease or is this a better question for financial aid? I'll take that question.

Student, if you are receiving student loans or if you're receiving grants or bursaries, there's usually it's it's up to you how you manage your budget. So we're not specifically paired with any particular apartment buildings where it would be paid directly to the building.

Students manage their own finances.

OK.

This is a good question, but again, one that I'm not 100% sure that we're going to be able to answer. Uh, Mari wants to know if, uh, what amenities student family housing has for spouses. Uh, do you know off the top of your head you ate or not?

No.

Stop.

No, I would, yeah, direct that to a family housing.

Mustafa is asking whether there's a halal option for meal plans, which is a great question.

If you are, if you get a residence meal plan at a residence where you don't live, you can investigate that upfront and ask what the what options exist. I know the University College when they were when they're cooking most feed is sorry. Most meat that's used is halal slash kosher so you can check that on the meal plan page that I put up earlier but it's way lost in the chat now.

So I will go find that and you can check in with individual dining halls about what accommodations they provide for kashrut or for halal options.

Awesome. And I see there is a very good question regarding usually when does lease start. So there's no fixed time wanna lease can have all starts that depends on when the unit will be available. So sometimes we see listings that are available for September 1st and this could be on another date for September. So it really depends on individual rental unit that you were looking at and it's it's also possible to find a rental that starts at least term.

Midway in a month, for example September 15th.

So once again, we're being asked a question about furniture delivery to a specific residence, and I'm not going to answer that question on behalf of the residents. I can say that if you're ordering furniture, they're using a brand name. So I'm not endorsing the brand. But if if you're ordering furniture from IKEA, you can usually choose a delivery date to match your arrival date.

So we're not going to follow through on that. Great question from Abdul. Is it a good idea to plan for temporary accommodation so you can do a physical search and make sure you're getting a real apartment?

Or should students try to arrive early to make that search? How can international students best protect themselves?

Ya very good question in terms of how you could avoid scams. If you're not currently in in Toronto I would recommend looking into the student housing options. Student off campus student housing buildings as these buildings you can easily conduct research on their room types. This is usually a better way to verify if an unit actually exists. Some other tips that we have is you can also work with a realtor who can.

Go into an apartment and do the in person viewing on your behalf.

This is a good way to verify and to vet a unit if you're afraid there might be a rental scams.

And it is an option to arrive in Toronto in September and while looking for long term housing, it's just there's you might be spending money on temporary housing while waiting to find housing long term. So that's just one one thing to keep in mind.

The other thing I can offer, because I have seen this happen is once again, those student organizations within your program can be a really great resource. If you join their social media groups. I have seen students actually get an upper student who's already here and in the program, go and check out a property for them. You probably want to buy them a really fancy coffee at the very least, or maybe even dinner as a thank you. But it's it's, it's good to network and reach out to other students in your program and see if you can help support each other.

Mary has got an excellent. Sorry, do you kind of follow up you may.

Oh I just wanted to add on for the previous question. It's also an option to find roommates who are already renting in Toronto who may just looking for additional person to join their lease. This could be a be an option if you're looking into housing while you're not in Toronto. So yeah, reach out to your program communities and also utilize their roommate Finder.

Also, it's usually the more expensive apartment, so it's not necessarily the best option for students, but a lot of real estate agents will help clients find tenants. So at no cost to the tenant and a real estate agent doing this is like they're a licensed profession. So you can be, you can at least be sure that they are signing you up with a legit apartment, even if it's probably the more expensive Ending has an excellent question that I'm going to answer in a slightly unconventional way.

She's asking whether if you've got a family of two, it is cheaper to go for a meal plan or whether it is cheaper to cook for yourself. Umm, that depends on how good of a cook you are and how good you are at budgeting your own at budgeting your your weekly groceries, or how often you cave and eat out. So I'm going to put in the chat a link to the UFT Financial Planning Calculator that should help you work out a reasonable budget for the month for groceries.

And then I'm also going to put in the chat one of the campus residences meal plan menus. So this is the University College meal plan and you can get a sense from the menu here about how much a meal would cost you usually.

You know, meat, veg and and starch will set you back somewhere around $15.00 so it can add up quite quickly, but it's it's an option that is there for you.

So Jasmine's asking a question that I will answer verbally and not put a link in the chat for. She's asking for a link to Facebook Marketplace where students are selling furniture. I'm not going to put that link in the chat simply because there's no one place on Facebook Marketplace that is student oriented. We don't know who that is on Facebook trying to sell what. As with any kind of online purchasing, you do need to be careful and make sure that you take steps to protect yourself and make sure you're dealing with someone.

Honest. So no I will not. I will not post that. However, do by all means go through various Facebook groups to see student groups at U of T where people may advertise things on a one off.

And again, Jamie, I'm afraid you're asking us a question very specifically about a student family housing and then the chance of availability that varies enormously from year to year and month to month. So you really want to speak directly with student family housing about that. Don't don't get don't get information from third hand. So Hassan completely mispronounced that sort of like that. But we have a good question about whether meal plans apply towards Grad House. The answer is no Grad House is entirely self catering.

Students have kitchens in their suites and cook for themselves. There is no dining facility associated with graduates.

OK, once again we sort of run into a.

And the questions are a trickle now rather than a stream, but there could be a few more. So we'll just give a couple of minutes to see if anybody has anything else. And if not, I will remind you that we have recorded this session and we will be posting the recording to the same page where you registered for these webinars. It takes the system a few days to finalize the video and we've got 3 webinars this week, so don't go looking for these until the end of next week at the earliest.

But I will post the. I will post the link to that page before we go.

And I've actually had a direct effect on Google Analytics 'cause I have googled the phrase SGS webinars so much so often that it has moved right up that list of results.

Alright, I'm not seeing any more questions, so all that is left for me to do is to say a very heartfelt thank you to Yue for sharing your expertise with us today. Uh, thank you to everyone for the good questions and for your patience as we had the most bizarre technical difficulties at the start and people are putting all sorts of kind thank yous in the chat, but I won't be approving those messages. Thank you all so much. Have a great rest of your day and we look forward to seeing you on campus come September.